Did you know the original credit cards are made of PVC, the most harmful plastic? If you didn’t, you would be shocked after knowing that while disposed of, they release toxic, chlorine-based chemicals, which are the world’s largest dioxin sources. Not only this, but emitted toxins can also lead to severe health problems like Cancer. Now, you might be wondering which cards to use if these cards are not available. Well, this is where remarkable and trending metallic cards come into play. You can have a luxurious, premium, custom metal credit card that is:
- Fantastically Designed
- Highly Durable
- Unique and Funky
- Environmental
- Safe & Secure
However, there are various misconceptions among people about this exclusive option, which can hinder the overall potential of it. That’s why removing hesitation about their usage and exploring them is essential. Let us burst some myths and reveal the reality.
Myth 1: Personalized Metal Credit Cards Are Exclusively for the Wealthy
Reality: While some premium metal cards come with hefty annual fees and exclusive perks, options are available for a broader range of consumers. Many financial institutions offer metallic ones with more accessible annual fees and benefits that cater to various lifestyles.
Myth 2: Metal Cards Are Automatically More Secure
Reality: The level of security on a credit card depends on the specific features and technologies implemented by the card issuer, not the material it’s made from. Both metal and plastic cards can be equipped with advanced security measures like chip-and-PIN technology, contactless payments, and fraud protection.
Myth 3: Metal Ones Have Higher Spending Limits
Reality: The spending limit on a credit card is primarily determined by your creditworthiness and income level. While some premium metal cards may offer higher spending limits, this is not guaranteed. The card issuer will assess your financial profile and set a limit accordingly.
Myth 4: Metal Cards Offer Significantly Better Rewards
Reality: While many metallic cards offer attractive rewards programs, the benefits may not always differ substantially from those of premium plastic. It’s essential to compare different rewards and benefits to determine which best aligns with your spending habits and lifestyle.
Myth 5: Metal Cards Are Always Worth the Annual Fee
Reality: Premium personalized metal cards often have annual fees that vary significantly. Before deciding if a metallic card is worth the cost, consider the benefits and perks offered. Consider whether the rewards, travel benefits or concierge services justify the annual fee based on your spending patterns and travel habits.
Myth 6: Metal Ones Are More Environmentally Friendly
Reality: While metal cards may seem more durable and long-lasting than plastic ones, the environmental impact of their production and disposal should be considered. The manufacturing process of metal ones, especially those made from exotic materials, may have a higher carbon footprint than plastic ones.
Myth 7: Metal Cards Are a Status Symbol
Reality: While metallic cards can undoubtedly add a touch of luxury and sophistication, they should not be solely judged based on their appearance. The actual value of a credit card lies in its benefits, rewards, and security features. Choosing a card that aligns with your financial goals and lifestyle is essential, regardless of its material.
Conclusion
Luxurious custom metal credit cards offer a unique and premium experience, but dispelling the myths surrounding them is essential. The worst thing is that while disposing of these cards, toxins get released, which can even be the reason for cancer, immune system damage, and hormonal imbalance. By understanding the reality behind these, you can decide whether a metal card is the right choice. By choosing these, you can take a significant revolutionary step to save the environment and many lives. Consider your financial goals, spending habits, and budget to select a card with the best value and benefits.
